diff --git a/fs/jbd2/commit.c b/fs/jbd2/commit.c
index 2856e1100a5f..c0f59d1b13dc 100644
--- a/fs/jbd2/commit.c
+++ b/fs/jbd2/commit.c
@@ -896,7 +896,8 @@ restart_loop:
 	journal->j_committing_transaction = NULL;
 	spin_unlock(&journal->j_state_lock);
 
-	if (commit_transaction->t_checkpoint_list == NULL) {
+	if (commit_transaction->t_checkpoint_list == NULL &&
+	    commit_transaction->t_checkpoint_io_list == NULL) {
 		__jbd2_journal_drop_transaction(journal, commit_transaction);
 	} else {
 		if (journal->j_checkpoint_transactions == NULL) {